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Personal Finance

Simple Expense Tracker

Track coffee, transport, and quick spends by text. Watch a live dashboard of where your money goes — no spreadsheet.

▶ See a live demo dashboardLive

✅ Texts you can send

Spent $6 on coffee todayUber $18 to office yesterdayGroceries $72 Whole Foods

📊 What it tracks

DateCategoryItemAmount
Every dollar, categorized for you
AI does the sorting

Every dollar, categorized for you

Text "coffee $6" or "groceries $84 at Trader Joe's" — the AI files each spend under the right category and your totals update instantly.

  • 8 spending categories with % breakdowns
  • Daily trend chart builds itself
  • Set an optional monthly budget and watch the gauge
Check it like an app, not a spreadsheet
Made for your phone

Check it like an app, not a spreadsheet

Your dashboard lives at a private link that opens instantly on any phone. No login, no app, no pinch-zooming a grid of cells.

  • Live total, remaining budget & daily average
  • Every entry listed — tap to edit or delete
  • Updates seconds after you hit send

One dashboard. Five looks.

Every theme included with the template — switch anytime. Crayon, Retro 95 & Glass come with Pro.

Simple Expense Tracker — Midnight theme
MidnightFree
Simple Expense Tracker — Daylight theme
DaylightFree
Simple Expense Tracker — Crayon theme
CrayonPro
Simple Expense Tracker — Retro 95 theme
Retro 95Pro
Simple Expense Tracker — Glass theme
GlassPro

Setup Guide

1

1. Add it to your account

Click 'Add to My Account' below and name your tracker (optionally set a monthly budget). A live dashboard is created instantly — no spreadsheet to copy.

2

2. Link your phone

Connect your WhatsApp, SMS, or Telegram number and reply Y to the quick verification text.

3

3. Start texting your spends

Text expenses naturally: 'Coffee $5', 'Uber $18', 'Groceries $72'. The AI categorises each one for you.

4

4. Watch your live dashboard

Open your private dashboard link to see total spent, spend by category, daily trend, and every expense — updating live as you text.

See a live example dashboard ↗

Ready to start?

Add Simple Expense Tracker to your Chat2Sheet account — a live dashboard, no spreadsheet. Takes about 60 seconds.