Budget without the boring part.
Text your spending as it happens. Chat2Sheet logs every expense to a live dashboard — automatically, using AI. No spreadsheet, no app.
Start Tracking Free →Everything you spend, logged instantly
No more end-of-month catch-up sessions. Log as you go — in seconds.
Daily Purchases
"Groceries $73 at Trader Joe's"
Vacation Spending
"Dinner $90, split 3 ways"
Business Expenses
"Adobe subscription $55 #work"
50/30/20 Budgeting
"Rent $1,400 — needs"
How it works
1. Text your spend
Send "Coffee $5" — natural language, no formatting rules.
2. AI categorizes it
The AI extracts the amount, category, and date and files it perfectly.
3. Your dashboard updates
Every expense lands on your live dashboard in seconds. Totals and remaining budget update automatically.
Ready-to-use Finance templates
Add one to your account and start texting in under a minute.
Vacation Budget Tracker
Set a trip budget. Text every spend as you go. You and your travel partner log from your own phones — one live dashboard tracks it all. No spreadsheet required.
Use this template →
Simple Expense Tracker
Track coffee, transport, and quick spends by text. Watch a live dashboard of where your money goes — no spreadsheet.
Use this template →
50/30/20 Spend Tracker
Know exactly where your money should go — and where it actually goes. Text spends and watch your Needs / Wants / Savings split against the classic 50/30/20 targets.
Use this template →Know where every dollar went — without a spreadsheet session.
Use the 50/30/20 template to split spending into Needs, Wants, and Savings. Text each purchase and your dashboard shows your remaining budget by category, automatically.
See the 50/30/20 Template →Set a trip budget. Log every spend. Know your balance.
Set your budget, then text every expense as you go — dinner, activities, transport. Your remaining balance updates in real time, and travel partners log from their own phones.
See the Vacation Tracker →Budgeting FAQ
Common questions about tracking your finances with Chat2Sheet.
How does the AI know which category to use?
Each template has a fixed set of categories. The AI reads your message and assigns the closest match — like Food, Transport, or Bills — so your totals stay consistent and aggregatable.
Can I track a vacation budget with a fixed total?
Yes. Set your total budget when you add the Vacation Budget Tracker, then text expenses as you go. Your remaining balance and daily pace update live.
Can multiple people log to the same budget?
Yes — on Pro and Business you can invite a partner. Their expenses roll into the same shared dashboard, tagged with their name.
What if I forget to log something?
Just text it whenever you remember. Include a date ("Coffee $5 last Tuesday") and it logs with the correct date.
Start tracking your budget today
Free to start. No credit card. Works with WhatsApp, SMS, and Telegram.
Get Started Free →